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A Word about EMV

June 23rd, 2014

Have you heard the new buzzword in the merchant services industry? “EMV” If not, you’re sure to soon because there are changes on the horizon in the card payments arena. As with most everything in your business, incorrect information can lead to untimely decisions… And related to your Merchant Account, there are some myths swirling […]

How to Calculate your Effective Rate

July 16th, 2012

It’s an unfortunate reality in the Merchant Services industry that Statements can be confusing to understand. The root of the problem all boils down to the numbers on Page 1 of your Statement. It shows “Total Amount Submitted” for the CURRENT month (your receipts.) And then, it lists the “Interchange, Service Charges and Other fees” for the PREVIOUS month. It is impossible […]

I know that card is good, try it again!

May 30th, 2011

There’s a little known fact in the credit card industry that you should know. In fact, I might argue that it’s one of the most important facts about accepting cards that you need to understand. In a word, it’s “Authorization Shopping.” Ok, that’s two words.

You’re What? The Pitfalls of Leasing a Credit Card Terminal

April 22nd, 2011

We lease our cars, lease apartments, even lease heavy equipment. So why not lease your credit card machine? After all, it’s cheap and when it’s only $20 per month, you barely feel the pinch. Right?

PCI Compliance

March 18th, 2011

So what’s the big deal about PCI Compliance? Merchants everywhere are seeing the wording “PCI Compliance.” It’s the top buzzword right now in the Merchant Services industry. The problem is that most business owners don’t understand what it is or why it’s needed. It is just one more thing that makes their Merchant Account impossible […]

Different Rates

February 6th, 2011

Believe it or not, many people think that there is one fixed rate for accepting credit cards. In reality, there are hundreds of rates out there.